Got a suspended license or a court-ordered SR22 requirement? Prime SR22 Insurance files your SR22 certificate with the Colorado DMV the same day you call — and we compare 10+ carriers so you always pay less.
An SR22 isn't actually insurance — it is a certificate of financial responsibility that your licensed insurance carrier files electronically with the Colorado Department of Revenue on your behalf. Once it's on file, the Colorado DMV can see that you carry at least the state's minimum required liability coverage, which is the legal prerequisite for reinstating a suspended driver's license in Colorado.
Under CRS § 42-2-105, the Colorado DMV requires SR22 filing after a range of driving violations. In Aurora, the most common triggers our clients come to us with are DUI or DWAI convictions, reckless driving citations on corridors like E-470, I-225, and Colfax Avenue, at-fault accidents while driving without insurance, and license suspensions from accumulating excessive points. Whether your requirement came from Aurora Municipal Court, Arapahoe County Combined Courts, or Adams County District Court, the SR22 filing process through Prime SR22 Insurance is the same — fast, electronic, and completed the day you call.
Required under: CRS § 42-2-105 · Minimum coverage: 25/50/15 · Duration: 3 years from reinstatement · Filing: electronic, same-day · Lapse consequence: immediate re-suspension · Non-owner SR22: available for drivers without a vehicle
The SR22 requirement lasts three consecutive years from the date the Colorado DMV reinstates your license — not from your arrest, conviction, or suspension date. This means the sooner you file and reinstate, the sooner your three-year clock starts counting down. Every week you delay is a week your obligation doesn't shrink.
📞 Click Here to Call Us NowA DUI or DWAI conviction in Aurora triggers an automatic license suspension from the Colorado Department of Revenue. Before your driving privileges can be restored, you must obtain an SR22 certificate — and for most Aurora drivers, this is the most time-sensitive step in the entire reinstatement process. Whether your DUI arrest occurred on I-225, the E-470 toll road, Havana Street, or anywhere else in Arapahoe or Adams County, the SR22 requirement is the same: it must be filed by a Colorado-licensed insurer and appear in the Colorado DMV system before reinstatement can proceed.
Post-DUI SR22 in Aurora carries higher premiums than SR22 required for other violations because insurers classify DUI convictions as elevated risk. However, Prime SR22 Insurance compares rates from Progressive, Dairyland, National General, Bristol West, Gainsco, and 5+ additional Colorado-licensed carriers to find you the most competitive rate available for your specific situation.
Colorado's 3-year SR22 obligation begins on your reinstatement date — not your conviction date. Every month you delay filing SR22 is a month your three-year obligation doesn't start. Aurora drivers who file immediately after conviction serve the shortest possible total obligation period.
| DUI Violation Type | Avg. Monthly (Aurora) |
|---|---|
| First DUI / DWI | $130–$185/mo |
| DWAI (lesser charge) | $105–$155/mo |
| Second DUI | $175–$240/mo |
| DUI + Additional Violations | $200–$280/mo |
Aurora Municipal Court
15151 E. Alameda Pkwy, Aurora, CO 80012
Arapahoe County Combined Courts
7325 S. Potomac St, Centennial, CO 80112
Adams County District Court
1100 Judicial Center Dr, Brighton, CO 80601
SR22 insurance in Aurora has two separate costs that many drivers confuse: a one-time filing fee ($15–$35) charged by your carrier to submit the SR22 certificate to the Colorado DMV, and your monthly insurance premium — which will be higher than standard auto insurance because SR22 means you're classified as a high-risk driver. The table below shows average monthly premiums Aurora drivers pay by violation type.
| Violation Type | Avg. Monthly (Aurora) | Annual Estimate |
|---|---|---|
| Non-Owner SR22 (any violation) | $60–$120/mo | ~$720–$1,440/yr |
| Driving Without Insurance | $85–$130/mo | ~$1,020–$1,560/yr |
| Reckless Driving | $95–$145/mo | ~$1,140–$1,740/yr |
| License Points / Habitual Violations | $100–$150/mo | ~$1,200–$1,800/yr |
| First DUI / DWAI | $130–$185/mo | ~$1,560–$2,220/yr |
| Second DUI | $175–$240/mo | ~$2,100–$2,880/yr |
$25,000 bodily injury per person · $50,000 bodily injury per accident · $15,000 property damage per accident. These are the minimum limits required for SR22 compliance in Colorado. Higher limits are available and recommended.
DUI costs more than uninsured driving. Multiple violations compound the increase.
Non-owner policies cost less. Sports cars and luxury vehicles cost more.
Drivers under 25 typically pay higher premiums. Rates improve with time.
Rates vary significantly. Comparing 10+ carriers — as Prime does — saves real money.
Aurora drivers with a suspended license must complete several steps before the Colorado DMV will restore driving privileges. SR22 filing is the critical first step — everything else follows from it.
Call Prime SR22 Insurance. We compare 10+ carriers, issue your policy, and file electronically with the Colorado DMV the same day — starting your reinstatement clock immediately.
Pay your Colorado DMV reinstatement fee online at mycar.colorado.gov or at an Aurora DMV office. Fees range from $40 (uninsured) to $125 (second DUI).
Satisfy any outstanding court requirements — DUI education program, ignition interlock installation, or outstanding fines. Prime SR22 Insurance can help you confirm what applies to your case.
With all requirements met and SR22 on file, the Colorado DMV typically processes your full reinstatement within 3–10 business days. Do not drive until you receive formal confirmation.
14221 E. Alameda Ave, Aurora, CO 80012 · Check current hours at dmv.colorado.gov · SR22 filing is electronic — no DMV visit required for the SR22 certificate specifically
Aurora's most common SR22 trigger. We file same-day and find your lowest post-DUI rate from 10+ Colorado carriers.
Don't own a vehicle? A non-owner SR22 policy fully satisfies Colorado's requirement and is typically the lowest-cost SR22 option at $60–$120/mo.
Reckless driving on E-470, I-225, or anywhere in Arapahoe or Adams County triggers SR22. We cover all non-DUI violations with same-day filing.
We walk you through every step of the Colorado DMV reinstatement process — SR22 filing, fees, court requirements, and timeline — so nothing falls through the cracks.
We shop Progressive, Dairyland, National General, Bristol West, Gainsco, and 5+ more simultaneously — guaranteeing Aurora drivers the lowest available monthly premium.
We track your 3-year SR22 period and alert you before every renewal — so you never experience a lapse that re-suspends your license or resets your clock.
"I called Prime SR22 at 9am after my DUI hearing and they had my SR22 filed with the Colorado DMV by noon. Found me a rate $40 cheaper than I expected. These guys are the real deal."
"I didn't own a car so I had no idea how non-owner SR22 worked. The Prime team explained everything clearly and had it sorted in about two hours. My license is back. Highly recommend."
"Got pulled over driving uninsured on I-225 — nightmare situation. Prime SR22 Insurance handled everything quickly and cheaply. They know the Arapahoe County process inside and out."
"After my reckless driving charge I was completely lost on what to do next. Prime SR22 walked me through the reinstatement steps, Aurora DMV fees, everything. They even followed up."
"Three quotes from other agents and none could beat Prime's rate for my post-DUI SR22. The monthly cost was $38 less. Over three years that's real money. File with Prime first."
"Professional, patient, and fast. Same-day filing is genuinely not an exaggeration — I had my Colorado DMV confirmation the same afternoon I called. Could not be easier."
Based in Aurora, we file SR22 electronically across all of Colorado. Click any city for its dedicated SR22 page.
Prime SR22 Insurance files your SR22 with the Colorado DMV the same day you call. Don't let another day pass with a suspended license in Aurora.
(983) 221-1234 📞 Click Here to Call Us NowAvailable 24/7 · Colorado DORA Licensed · Same-Day Filing