SR22 costs depend on your violation, driving history, and carrier. Here's exactly what Aurora drivers pay — and how Prime SR22 Insurance finds you the lowest rate.
Filing Fee ($15–$35, one-time): Administrative charge your carrier pays to file the SR22 certificate with the Colorado DMV.
Insurance Premium (monthly): The actual cost of your auto insurance policy. SR22 drivers pay more because they're classified as high-risk.
| Violation Type | Avg. Monthly (Aurora) | Annual Cost Estimate |
|---|---|---|
| Driving Without Insurance | $85–$130/mo | ~$1,020–$1,560/yr |
| Reckless Driving | $95–$145/mo | ~$1,140–$1,740/yr |
| License Points / Habitual Violations | $100–$150/mo | ~$1,200–$1,800/yr |
| First DUI / DWAI | $130–$185/mo | ~$1,560–$2,220/yr |
| Second DUI | $175–$240/mo | ~$2,100–$2,880/yr |
| Non-Owner SR22 (any violation) | $60–$120/mo | ~$720–$1,440/yr |
A DUI SR22 costs more than an uninsured driving SR22. Multiple violations compound the rate increase.
Younger drivers (under 25) typically pay higher premiums. Rates improve as you maintain clean driving.
Sports cars and luxury vehicles cost more to insure under SR22. Non-owner policies avoid vehicle-specific factors.
SR22 rates vary significantly between carriers — comparing 10+ carriers, as Prime does, saves real money.
Get your real rate from 10+ carriers. Prime SR22 Insurance finds your lowest price — guaranteed.
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