A DUI isn't the only reason Colorado drivers need SR22. Reckless driving citations, uninsured accidents, and excessive license points all trigger the same requirement — Prime SR22 Insurance handles them all with same-day filing.
Colorado's reckless driving statute (CRS § 42-4-1401) classifies reckless driving as a serious traffic offense that can result in license suspension and mandatory SR22 filing — even without alcohol involvement. In Aurora, reckless driving charges often arise on the E-470 corridor, Colfax Avenue, Havana Street, and other high-enforcement areas in Arapahoe and Adams Counties.
Reckless driving conviction · Driving without insurance · At-fault accident while uninsured · 12+ points in 12 months · 18+ points in 24 months · Failure to stop after an accident · Racing on public roads · Multiple speeding convictions
Colorado requires all drivers to carry minimum liability insurance (25/50/15). Being caught driving without insurance — in a traffic stop or after an accident — carries immediate license suspension and an SR22 requirement for reinstatement.
| Violation | Avg. Monthly (Aurora) | Filing Duration |
|---|---|---|
| Driving Without Insurance | $85–$130/mo | 1–3 years |
| Reckless Driving | $95–$145/mo | 3 years |
| Excessive Points | $100–$150/mo | Until record clears |
| Hit-and-Run / Failure to Stop | $140–$200/mo | 3 years |
Call Prime SR22 Insurance — Colorado's reckless driving and uninsured SR22 specialists.
(983) 221-1234 📞 Click Here to Call Us NowAvailable 24/7 · Colorado DORA Licensed · Same-Day Filing